Safely Use Online Banking

Is Online Banking Safe? Tips for How to Bank Safely Online
Online banking and mobile banking apps can be a safe and convenient way to manage your finances, but it’s important to follow cybersecurity best practices in order to protect your personal financial information. With online bank accounts, it’s especially important to choose a strong password. Hackers will go to great lengths to gain access to your personal financial information, so your bank accounts need to be protected and secured.
Choosing a reputable bank is also crucial. Look for an FDIC-insured bank. FDIC insurance is an industry standard for banking legitimacy. Read more tips for how to bank safely online:
- Don’t check your bank account balance or pay bills using public wifi networks. Not all public networks are secure.
- Don’t look at private financial information on public computers. If you need to use a computer at a library or other public space, make sure you log off all accounts and clear your browsing history.
- If you see any suspicious charges on your debit or credit card, utilize mobile banking card controls to turn off your card, and contact your bank immediately.
- Make sure to only enter your financial information on legitimate apps and websites. Cybercriminals will sometimes create copycat websites and apps to trick people into entering their personal information on an unsecured site. Check the URL of the website you’re on before entering your account information.
- Update apps frequently because they often contain important security upgrades. Outdated apps are more hackable and more susceptible to data breaches.